NDUKA, A. J.; OKOLIE, O.; NGANGAH, O. O. . Evaluating the Impact of Bank Consolidation on SMEs Financing in Nigeria: The Emerging Roles of AI and Fintech Innovation. JOURNAL OF EMERGING TRENDS IN MANAGEMENT SCIENCES AND ENTREPRENEURSHIP, [S. l.], v. 7, n. 1, p. 333–353, 2025. Disponível em: https://jetmase.com/index.php/jetmase/article/view/116. Acesso em: 13 nov. 2026.