Nloghari, A. A., and M. U. Amobi. “IMPACT OF INFORMATION AND COMMUNICATION TECHNOLOGY ON THE PERFORMANCE OF DEPOSIT MONEY BANKS IN NIGERIA”. JOURNAL OF EMERGING TRENDS IN MANAGEMENT SCIENCES AND ENTREPRENEURSHIP, vol. 4, no. 2, June 2023, pp. 168-85, https://jetmase.com/index.php/jetmase/article/view/67.