Udoye, Ogochukwu Nwakaego, Patrick Kanayo Adigwe, and Celestine Sunday Okaro. “Effect of Banks’ Domestic Credit to Private Sector on Balance of Payment and Gross Savings of Sub-Saharan African Countries (2002 – 2023)”. JOURNAL OF EMERGING TRENDS IN MANAGEMENT SCIENCES AND ENTREPRENEURSHIP 7, no. 1 (June 6, 2025): 206–225. Accessed November 13, 2026. https://jetmase.com/index.php/jetmase/article/view/108.